Estonia’s Rise as Europe’s Fintech Powerhouse
Estonia, a small Baltic country with a population of 1.4 million, is in the news for all the right reasons: its burgeoning fintech sector. With a market size of €15.2 billion...
Open Banking Sparking a Wave of Innovation in Financial Services
The adoption of open banking is leading to innovation across financial solutions such as account-to-account payments (A2A), personal finance management (PFM) apps, embedded finance, and banking-as-a-service (BaaS) by enabling real-time...
What’s Fueling Asia’s Drive to Develop Wholesale CBDCs?
The emergence of Central Bank Digital Currencies (CBDCs) has become a central focus in the global financial space, as it offers the potential for revolutionary shifts in how the world...
Charting the RegTech Journey: Navigating Consolidation
RegTech, short for regulatory technology and often categorized as a subset of fintech, emerged in 2015. The RegTech industry was fragmented, with numerous small players targeting specific niches within the...
P2P Lending Needs More than Just an Appetite for Investment to Sustain Its Growth
Peer-to-peer (P2P) lending has emerged as a global financial phenomenon. It has revolutionized the way individuals access loans. The innovation of P2P lending has experienced varying degrees of success and...
eNaira: Is It Here to Stay or Are Nigerians Going to Say ‘Nay’?
Although Nigeria boasts about its digital currency launch, there are contradictory opinions about eNaira’s subsequent adoption. The eNaira has the potential to impact Nigeria’s economy positively, however, it is not...
Africa’s Fintech Market Striding into New Product Segments
Fintech is certainly not a new concept in the African region. More than that: Africa has been a global leader in mobile money transfer services for some time. The market...
Connecting Africa – Global Tech Players Gaining Foothold in the Market
While in the past, most global tech companies have focused their attention on emerging Asian markets, such as India, Indonesia, Vietnam, etc., they have now understood the potential also offered...